Emerald Bank was created in 2004 to provide a new, fresh, choice to customers in their banking service needs. Decisions made locally by people who understand the needs of the community, can grasp life's challenges, and live in the same community you do (not hundreds of miles away or by people you only see on television commercials). Real people interacting in your community and addressing your needs, we believe this just makes sense! Central Ohio's economic climate continues to grow Emerald Bank is well positioned to take advantage of the area's growth through our forward thinking, outside of the box, prospective when it comes to tailoring our loan and deposit products. We differentiate ourselves from our competitors, by going the extra mile to make sure you are treated in a friendly, professional and efficient manner. Our goal Emerald Bank is to personalize the banking experience, again (The way it was before mega-mergers, billion upon billion dollar banks, and corporate profit taking hitting you where it hurts the most...your wallet). We trust that you will find our products personally suited to your needs, our services competitively priced, and our customer service exemplary. It is our expectation that you will have a very positive experience while banking with us. You might say we are banking on that, so please make sure to tell your friends, family, and business acquaintances. A shared philosophy of customer respect, friendliness, and professionalism has brought Emerald Bank and The Middlefield Banc Corp together. Both banks strongly believe customer loyalty is borne out of the proper treatment of customers and caring for each as an individual. As a result, a new alliance was formed in April 2007 when The Middlefield Banc Corp acquired Emerald Bank to form a stronger union with expanded capability, enhanced customer service and improved technology. Emerald Bank will continue to operate as a separate banking subsidiary of Middlefield, retaining Emerald Bank name. Emerald Bank's Dublin location will continue to remain a strong focal point of the community, fulfilling a principle important to both financial partners. Thomas G. Caldwell, Middlefield's President and Chief Executive Officer, commented, We are pleased with the strategic acquisition of Emerald Bank. The Dublin, Ohio market is one of the most robust in the state and nicely compliments our existing northeastern Ohio franchise. We anticipate adding commercial bankers over the next year to effectively serve the needs of consumers and small businesses in Emerald Bank's market. Middlefield Banc Corp is a financial holding company headquartered in Middlefield, Ohio. Its subsidiary, Middlefield Banking Company, operates full service banking centers and a UVEST Financial Services brokerage office serving Chardon, Garrettsville, Mantua, Middlefield, Newbury and Orwell, Ohio. A loan production office is located in Cortland, Ohio. Additional information is available at www.middlefieldbank.com.